20 Best Church Finance Software To Track Donations & Expenses In 2024

Realm is a church management software that offers an all-in-one solution for ministry planning, administration, pastoral care, community building, volunteer management, and more. As a church finance software, Realm is tailored to assist churches in managing their financial operations, from everyday transactions and reporting to budgeting and donation management.

The software automatically posts deposits from contributions, streamlining the process of recording donations. It offers cash and accrual-based accounting methods for compliance with accounting standards and accurate financial record-keeping. Churches can also organize their finances by fund, track income and expenses, and reconcile bank and credit card statements. Overall, these comprehensive accounting and budgeting features promote financial discipline and allow more transparency to congregations and vendors.

FlockBase is a web-based church management software you can use to compute payroll, pay your staff and comply with IRS regulations. A fund accounting feature allows you to track your fund balances and ensure that your programs have enough funding. FlockBase also has a robust reporting feature you can use to view balances, funds, and expenses on different levels of your organization.

FlockBase is the best church accounting software if you want one with a robust bank reconciliation feature that allows you to match your bank balance with your book balance. FlockBase’s bank reconciliation feature allows you to immediately detect accounting and bank errors so you can correct them immediately. This feature also helps your church prevent and detect fraud to protect the fund and needs of your church.

CDM+ is a fund accounting software designed specifically for the unique needs of churches and nonprofits. You can use it to track your income and expenses, ensuring that you have enough funds to attend to your ministry’s needs. Church leaders can use CDM+ to generate reports about the church’s financial health and share them with boards, committees, and staff to give them a clear view of its structure and financial standing.

CDM+ is best for those who work remotely because it has a mobile app version that you can use on iPhones and Android mobile devices. CDM+ mobile allows users a safe and secure way of accessing sensitive financial information. CDM+ also has features available on church management software like access to the member database, calendar management, and push notifications.

Elexio is a church management system you can use to manage your church’s database, ensuring that you have up-to-date information on all your members. You can also use Elexio to automate simple and repetitive tasks to streamline workflow so you can concentrate on ministering to your flock. Elexio’s church accounting feature is an add-on you can purchase to ensure that your church complies with government requirements even if you don’t have a CPA on board.

Elexio is best for those who want access to their ChMS while working remotely because Elexio is a cloud-based system. You can use Elexio wherever you are as long as you have an internet connection. Since it is a cloud-based system, other team members will automatically see any updates or changes you implement on the system, ensuring that there won’t be any conflicts or discrepancies.

Powerchurch Plus software combines church management and a church accounting system you can use to balance your accounts and produce auditable trails to enhance accountability. It also has a simplified payroll system to plug in specific requirements that will automatically compute for you. The system also allows you to track restricted gifts to ensure compliance with FASB 117.

PowerChurch Plus is best for religious organizations that issue many checks for their transactions because of its Quick Check feature. You can use Quick Check to print checks for issuance to suppliers, partner organizations, utility companies, and payroll. Powerchurch Plus software also allows you to keep an accurate record of issued checks to ensure that your account stays balanced and has available funds for your checks.

Church Windows is a church management system that can also serve your church’s accounting needs like payroll, accounts receivable, financial reporting, and tax computations. You can use it in event registration, child check-in, and post-event reporting so you can assess the effectiveness of your church’s services. Church Windows allows you to send SMS and email communications to ensure that church members are up-to-date with what’s happening in your church.

Church Windows is best for those who want a software solution that works even with no internet connection because it still allows you to work offline. You can still view and update membership records even if you have no internet connectivity meaning you are always productive. Church Windows also allows you to its accounting program offline with records automatically updated once you have internet connectivity to work on your laptop in an area where you don’t have a reliable internet connection.

One Church Accounting has a bank integration feature that provides users a convenient way of importing and categorizing bank transactions for accurate reconciliation. It has a chart of accounts feature to have a complete listing of every account in a general ledger allowing you an easy-to-understand view of your fund’s subcategories. Its budgeting feature will enable you to track your annual budget and ensure that your expenses are within your church’s financial capability.

One Church Accounting is best for those who want customizable dashboards for easier viewing of financial records. This church accounting software presents you with graphs and metrics to have an overview of your income statements, balance sheets, and cash flow in a user-friendly and easy-to-understand format. With the real-time data of One Church Accounting’s dashboards, you can immediately address financial concerns and prevent them from becoming major issues.

Aplos church software offers a robust suite of financial features, including fund accounting, bank integration, bank reconciliation, pledge tracking, and check to print. It also has an integrated payroll system to ensure that all employees receive accurate salaries helping you avoid payroll disputes and ensuring employee satisfaction. Aplos also has a donor portal that allows church members to contribute to your church safely and securely.

Aplos is best for those who need to generate financial reports so they can get a clear view of their church’s financial health. You can use aplos church software to generate budgeting reports to ensure that expenses stay within budget. Aplos also allows you to generate donation reports to give you a better idea of where contributions are coming from and plan how you can improve them.

Aplos integrates with Gusto Payroll System.

Xero is a church accounting software you can use to safely accept donations online so you can replenish funds for your church’s operations and expenses. You can use it to track expenses and settle your bills so your church can continue operating and serving its members. Xero also enables users to track accounts receivables and payables, allowing church administrators a clear view of their churches’ cash flow.

Xero is best for small churches because it has a basic interface ideal for straightforward and recurring pay runs. A small church can use Xero to compute payroll, and it allows churches to pay employees manually or via batch payments depending on the church’s preference. Xero gives you the option of a third-party payroll app as your church grows and your payroll needs become more complex.

QuickBooks is a church accounting software you can use to automatically run payroll daily so you can concentrate on your ministerial duties for your congregation. You can use QuickBooks to manage employee benefits to ensure employee satisfaction and increase loyalty. It has a time-tracking functionality ensuring that timesheets are correct and preventing payroll disputes.

QuickBooks is best for settling taxes because it automatically calculates, files, and pays payroll taxes for users after setup completion. QuickBooks also provides users with a guarantee that tax calculations are accurate, and QuickBooks promises to cover up to $25,000 of payroll tax penalty if the calculations are incorrect.